Best in CREDIT REPAIR We always hear about scams, theft, and horror stories when it comes to credit repair, so we will take a look closely at 2 of the major players in the credit repair industry and how they stack up against each other.
Lexington Law - Has the ability to remove bad credit items from credit reports by disputing items showing up negatively on clients credit reports.
First American Credit Team - Disputes not only negative items on credit reports, also sends personalized letters by certified mail to competitors.Click for More Info on FACT
Advantage (FACT)Click for more info on FACT Credit Repair.Super Pages Reviews
Lexington Law - Does not do any type of debt consolidation or debt settlement work. If the items cannot be removed, the scores will not increase.
First American Credit Team - Does full service debt consolidation, has long term relationship with most major creditors and credit card companies with ability to negotiate debt settlements for pennies on the dollar with affordable payment plans.
Advantage (FACT)
The biggest key to fixing bad or horrible credit is not just attempting to delete derogatory items from credit reports. There is a lengthy process which includes deleting negative items, establishing positive trade lines, paying off or settling outstanding debt and providing direction to clients of how to best improve their scores. First American Credit Team has hands on counselors who take the time to review each report, personally calls their clients monthly for follow up, and provides in depth structure of how to best fix reports as they all vary.
For the best in credit repair, the winner in this battle is FIRST AMERICAN CREDIT TEAM.