Best in CREDIT REPAIR We always hear about scams, theft, and horror stories when it comes to credit repair, so we will take a look closely at 2 of the major players in the credit repair industry and how they stack up against each other.
Lexington Law - Has the ability to remove bad credit items from credit reports by disputing items showing up negatively on clients credit reports.
First American Credit Team - Disputes not only negative items on credit reports, also sends personalized letters by certified mail to competitors.Click for More Info on FACT
Advantage (FACT)Click for more info on FACT Credit Repair.Super Pages Reviews
Lexington Law - Does not do any type of debt consolidation or debt settlement work. If the items cannot be removed, the scores will not increase.
First American Credit Team - Does full service debt consolidation, has long term relationship with most major creditors and credit card companies with ability to negotiate debt settlements for pennies on the dollar with affordable payment plans.
Advantage (FACT)
The biggest key to fixing bad or horrible credit is not just attempting to delete derogatory items from credit reports. There is a lengthy process which includes deleting negative items, establishing positive trade lines, paying off or settling outstanding debt and providing direction to clients of how to best improve their scores. First American Credit Team has hands on counselors who take the time to review each report, personally calls their clients monthly for follow up, and provides in depth structure of how to best fix reports as they all vary.
For the best in credit repair, the winner in this battle is FIRST AMERICAN CREDIT TEAM.
We decided to go with First American Credit Team due to their great reviews. After calling the company for a consultation, we could feel the "hands on" approach. They delivered more then we expected, we have now moved into our dream home, and none of this would be possible without their help! Thank you!
ReplyDeleteI called First American credit team after I saw a recent review they had on a blogger that I was on and it just blew me away after watching the video of how they do they're process and I couldn't wait till I signed up
ReplyDeleteFACT has improved my credit so much more than Lexington Law, not only do they offer 24/7 support and real-time updates, they provide me updates every week about how my file is and it just keeps me happy all the time.
ReplyDeleteThe service they provide is fast, simple and easy to understand. They walk you through each of the process that they're going to provide for you and dont even skip a beat! My husband had nearly all of his negative items removed and what they verified they sent letters to the collectors themselves to verify the debt!
ReplyDeleteLexington Law called me and told me they'd fix my credit for 99.99 the first time and said that i can change that after 60 days or so and I thought thats cool, but also explained that the features would change if i lowered it so that threw up a red flag so quick i hung up right after! FACT gave me one price and no hidden features so you can guess which was easier to pick from!
ReplyDeleteIncreased my score over 30 points since joining FACT in the beginning of Nov!
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ReplyDeleteI paid for lexington law to repair my credit and even after 2 months of the highest package I didn't see any improvement in my scores so I canceled. Soon after I tried to apply for a house and got denied, but referred to First American Credit Team by the FHA person and so far the results are boasting 10x more deletions and increases than Lexington Law EVER DID!
ReplyDeleteIt did take them 5 months to fix our credit but mine and my wifes credit was really bad. They got most of the collections off and now we are working on building new credit. At least we qualified for a walmart credit card, we never thought that would be possible
ReplyDeleteFACT has helped increase my score over 80 points in the past 3 months and I couldn't be happier for tax time to come around this year! My husband and I have been looking at cars for our daughter and this year its gonna be possible! She's gonna be so happy!
ReplyDeleteThis company has increased my score over 45 points in the last 2 rounds of disputes they sent out! I couldn't be happier to purchase my new car at tax time now that I know I'm going to be getting a lower rate!
ReplyDeleteThe service I've received has been outstanding thus far always answers my calls and my questions no matter what they are. I couldn't be happier
ReplyDeleteThe Service they offer here is outstanding! Every time I call I'm greeted with a smile and they type of atmosphere they give off is just so lively! I'm excited to get my house around tax time!
ReplyDeleteWhen you talk about the kind of service you want you think about, always answering your calls, providing you real-time updates, fast results, and the list goes on. Well, at FACT they provide that service to you and wont do any work unless they know they can help you and that's what they did for me.
ReplyDeleteFirst American Credit Team has helped me increase my score over 80 freaking points! The work they do is outstanding! and can't be compared to all the other fake companies out there! I was screwed over by other companies offering the same thing, but after talking to mr bradley I was convinced to give them they're chance and it paid off! I couldn't be more excited for my future now that my credit is being fixed!
ReplyDeleteFirst American Credit Team has helped my family tremendously by helping to get rid of the debt that we've had piled up for years and didn't know what we were going to do about it. My wife and I have been looking at a new house for a new-born child and we knew we couldn't get approved until we got help from FACT. We're so excited to announce that we got approved for the house!
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ReplyDeleteGreat Credit Repair can only be offered by a few companies now days and only few actually are able to do what they say, but First American Credit Team is not only able to delete items that have been holding you back for years, but they're also able to help you control your debt and help you improve your way of life! This company is so much more than credit repair and I thank them for it!
ReplyDeleteYou can only name a few companies out there that actually put they're customers before themselves and First american credit is definitely one of those companies! If you've ever had any doubts about credit repair you can throw them all away with this company because they're the truth!
ReplyDeleteWhen talking about credit repair people talk about how someone promised them a dream, but ended up running with they're money, but not this company they follow through with their promises! My score increased over 90 points since being with them! Nothing beats their service and I couldn't be happier with them. They even got me in touch with an FHA lender that's currently helping me purchase my mom!
ReplyDeleteWhen I was contacted by FACT I was skeptical because I had been played in the past, but they are true to the statement on they work first before you pay! They had all my letters out before I even paid. I got to see my portal built for me and it was a sight to see! You'll be so glad you decided to try them!
ReplyDeleteWhen we were first contacted by FACT we were suspicious at first, but after talking with them and seeing the website for ourselves we were blown away! This is the real deal when it comes to the credit repair companies out there. Lexington Law states that they're doing work for you when they're not! All the work is done for you and you don't have to do anything, but watch your scores rise! What could be better?
ReplyDeleteWhen you hear of credit repair you hear only bad news, but I'm here to tell you that all those rumors can be put to bed with FACT! They've been nothing, but good to my wife and I since we signed up with them. At first we were scared cause of the bad eye that this field has had, but after talking with them they really knew they're stuff and I knew that my credit was going to be taken care. We recently just got quailfied for a lower rate on our car!
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